How does cyber risk influence the cyber and digital insurance market in 2026?
In 2026, growth in cyber insurance is strongly driven by the rise in cyberattacks, ransomware incidents and data breaches. This increasing digital threat environment boosts demand for coverage but also leads to higher claims frequency and greater volatility in insurer results. In response, market players are adjusting pricing models by integrating more advanced data analytics and stricter risk selection criteria. The ability to accurately assess corporate cyber exposure is becoming a key competitive factor, while managing risk accumulation and limiting systemic exposure are major industry challenges.