How do investments and asset management influence insurer profitability in 2026?
In 2026, investments and asset management play a central role in insurer profitability, alongside underwriting results. In a context marked by financial market volatility and interest rate fluctuations, performance from bond, equity and real estate portfolios becomes a key profitability driver. Insurers must optimize asset allocation to balance risk and return while complying with solvency regulations. Active and disciplined portfolio management helps offset pressure on underwriting margins and stabilizes overall financial performance.